Wednesday, June 01, 2011
North Shore
Tuesday, May 31, 2011
David & Betsy at Pearl Harbor
Monday, May 30, 2011
Pearl harbor today
Sunday, May 29, 2011
Sending Picture to Blogger
Hawaii Bound
Friday, May 27, 2011
10 iPad Apps Everyone Should Have - PCMag.com
Saturday, May 07, 2011
Tuesday, April 26, 2011
Apples App Based Internet Approach is Winning
Apple's app-based approach to the internet was a much more innovative one, he said, and the popularity of the iPhone and iPad meant that the Cupertino company was starting to wrest control from Google, the firm that has dominated the web for many years now.
"Right now Apple is just killing the World Wide Web. Peope are adapting iPads and iPhones at a rate. Apple will do almost 100 million units this year - I mean, the numbers are staggering," MacNamee said.
Apple is also taking the fight to another of its tradtional rivals - Microsoft, MacNamee argues. "This is the year where Microsoft has fallen below 50 percent of internet-connected devices, down from 97 percent 10 years ago," he said.
According to MacNamee, Windows is about to enter a cycle of decline, whereas Apple will come to the fore with the iPad 2. The success of the iPad and Apple's app-focused approach would see the company lead a 10-year cycle of growth for the company and the technology industry as a whole, he said.
Wednesday, April 20, 2011
Higher Education: The Next Asset Bubble?
- the cost of a private college has soared thirteen-fold over the past 40 years,
- college tuition has risen twice the rate of inflation and four times the rate of wage growth.
- the federal government guarantees student loans, when a student defaults the federal government pays the loan originator the balance of the loan plus interest. The government then hires a collections agency to recoup its money and adds a 25 percent collections fee on the defaulter,
- Student loan debt has now outpaced credit card debt, at $829 billion versus $826 billion.
- From 2004 to 2005 alone, student debt increased by 30 percent.
- a majority of undergraduates owe $20,000 in student loans, up 108 percent in a decade,
- 45 percent of college graduates from the class of 2009 earned less than $15,000 in 2010.
- 25 percent of all government loans default, 30 percent of community college loans default, 40 percent of two-year college loans default, and for-profit schools have a 43 percent default rate.
- student loan debt could not be dissolved through bankruptcy