Moorings - The Best Sailing In The World!

Moorings - The Best Sailing In The World!

The Moorings is a well-known Caribbean charter, but has some boats in the Pacific NW. This Beneteau seems to have a great floorplan.



Here is the Moorings site on the Pacific Northwest destination.

Another charter option

Ship Harbor Yacht Charters - Fleet - Sienne

Possible San Juan Charter

Anacortes Yacht Charters - Pacific Northwest Charters - Bareboat Power and Sail



Anacortes has up to 51' sailboats, which sleep up to 10 - bareboat charter.

Mortgage demand rises as rates fall, refinancing surges - USATODAY.com

Mortgage demand rises as rates fall, refinancing surges - USATODAY.com

NEW YORK — Mortgage applications rose sharply last week, as the lowest interest rates in more than a year prompted a surge in demand for refinancing, an industry trade group said Wednesday.

The Mortgage Bankers Association said its seasonally adjusted index of mortgage application activity, including refinancing and home-purchase loans, rose 8.1% to 647.6 the week ended Dec. 1 from the previous week's 599.

Borrowing costs on 30-year fixed-rate mortgages, excluding fees, averaged 5.98%, down 0.15 percentage point from the previous week, lowest since the week ended Oct. 7, 2005, when it stood at the same level. Interest rates were also below year-ago levels of 6.32%.

Dean Maki, chief U.S. economist at Barclays Capital in New York, said the mortgage bankers' indexes tend to be volatile but lower rates have enticed consumers, which will benefit the U.S. housing market.

"The decline in mortgage rates and the slowing in home price appreciation, along with the buildup in inventories, has led to a much better situation for home buyers through increased affordability as well as more inventory to choose from," he said. "Households are saying on surveys that home buying conditions have improved notably, and that has coincided with the stabilization in home sales."